JANUARY 27, 2026 | 12:00 PM PST

Financial Planning & Goal Setting

This session will help you reflect on past spending habits and set meaningful financial goals for the new year, with a focus on creating a realistic budget that supports saving more, reducing debt, and building long-term financial stability.
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Learning Objectives

Set Financial Resolutions

Establish new year financial goals,
such as building savings, paying off
debt, or investing.

Create or Update Your Budget

Review your spending from the
previous year to create a realistic
budget.

Analyze Spending Habits

Examine past spending to identify
areas where you can cut back and
increase savings.

Facilitator

Joanne Danganan, AFC, CFSW

Senior Manager of Program Excellence at Financial Beginnings
As a child of immigrants who didn't receive ample financial education, it has become my personal mission to change the world one budget at a time. Through my work at Financial Beginnings, I bring thoughtful financial education to schools and community organizations throughout our footprint, equipping our volunteers and educators with the tools necessary to teach about credit, budgeting, banking, investing, risk management, and other important financial topics. I'm dedicated to advancing financial empowerment for those who most need it. I am based in Los Angeles and love playing tennis, singing karaoke, and exploring the outdoors with my family.

The 2026 series of Community Drop-Ins is made possible through our partnership with the Women's Council of ARPB and support from Columbia Bank.